Alfonso Pating
(he/him)
Director, Insurance and Financial Risk, Green Finance & Economic Development
Alfonso Pating has 20 years of experience in the financial industry, with a focus on retail banking and financial technologies. Previously, he was a director at Banco Santander working on their Asia expansion strategy. He has deep international experience developing and executing strategies to optimize business growth for banks and technology companies in China and abroad. More recently, he started his own financial technology company focusing on social impact and helped develop the first donation platform for non-profits based on blockchain technology. He holds a bachelor's degree from Penn State University and an MBA from China Europe International Business School (CEIBS) in Shanghai. Pating is based in NRDC's Santa Monica office.
Areas of Work
Sustainable FinanceRelated content
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Homeowners Can’t Count on Insurance. States Can Help.
Expert BlogUnited StatesAlfonso Pating
By pairing stronger insurance market oversight with risk-reduction programs and better last-resort insurance options, state regulators can help make our safety net reliable again.
Who Pays When Insurance Fails to Cover Climate Disasters?
ExplainerUnited StatesJ. J. Starr
As climate disasters become more frequent, the home insurance safety net is fraying under the weight of rising costs. Who picks up the bill? All of us.
Can FAIR Plans Help Build a More Resilient Future?
Expert BlogUnited States, California, Texas, Florida, AlabamaAlfonso Pating, Rob Moore
FAIR plans, aka Fair Access to Insurance Requirements plans, are state-mandated property insurance plans that provide coverage to individuals and businesses.
Publications
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The Insurance Affordability Crisis: Risks, Resilience, and Solutions
OverviewUnited StatesAlfonso Pating, Dr. Hope Thompson
NRDC resources on insurance affordability, market availability, climate risk, resilience investments, and strategies to protect homeowners, businesses, and communities.
Mapping an Uninsurable Country
MapUnited StatesDr. Hope Thompson, Alfonso Pating, Susan Lee
Policymakers can—and must—take steps to prevent a looming home insurance crisis in their state.
Funding and Financing Voluntary Buyouts and Relocation: Going Beyond Federal Grants
ReportUnited StatesRob Moore, Alfonso Pating, Anna Weber
This report describes several mechanisms that states or local governments could use to fund and finance home buyout programs to reduce risks from natural hazards, such as flooding, wildfire, and severe storms.
Resources
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A Federal Reinsurer Could Help—If It Serves the Public Interest
BackgrounderUnited StatesAlfonso Pating
Any long‑term strategy to stabilize the insurance system must include reducing climate pollution and slowing the rate at which physical risks worsen.